Self-employed & need dental plan?

Posted on November 24th, 2008 by admin

M­e! as­ked:


Does anyone k­now h­ow t­o sign-up f­or­ a dent­al plan? I am­­ a cont­r­act­or­ and insur­ance is not­ of­f­er­ed t­o m­­e b­ut­ I would lik­e t­o join a pr­ogr­am­­. I lik­e Delt­a Dent­al b­ut­ I did not­ see a way t­o sign up on t­h­eir­ sit­e.

If­ anyone k­nows of­ a good pr­ogr­am­­ (not­ just­ a discount­ pr­ogr­am­­) b­ut­ an act­ual dent­al plan, t­h­at­ allows individiuals t­h­at­ would b­e h­elpf­ul.

T­h­ank­s!

30 To­p­ Na­tio­na­l De­nta­l P­la­ns­

Tags: Insurance //

3 comments - Latest by:
  • John m

    Look up Safeguard Dental HMO. There is no waiting period for pre-existing conditions and no limits on procedures. Being an HMO, you are responsible for copays only. The trade-off being you have to select from a limited dentist network in your area (if any).

    Very affordable at 12-14 per month.

    I sell health insurance and use this plan myself.

  • Zarnev

    Delta only offers individual dental in a couple of states; chances are they don’t in your state. The only way to know is to call them up and ask.

    Individual dental is more of a pre-payment plan. Usually, only people with dental problems want dental insurance. The companies know this, and they design their products so that by the time you pay the premium for the required waiting period plus you pay the percentage required for the procedure - you almost always spend more with insurance than you would paying cash. The insurance company is not going to pay out more for your dental care than they take in from your premium.